Once upon a time I didn’t know a thing about investing. As a young nurse I was guided by my nurse mentors to contribute to my 403B work pretax retirement saving. I always contributed about $3000 annually. My works matches at 2%, so I get extra $1000 annually, yay! I was referred by my nurse mentors to EA Buck , my financial adviser who helps me with tax and retirement planning. They told me to invest in Midland National index universal life insurance, which I did. I got a policy for $313,000. I remember he told me to start a Roth IRA and pay off my debt, which I didn't. I didn't talk to my advisor afterwards because life happened... I just knew I needed to keep savings for retirement no matter what. My parents didn’t talk about investing. My friends didn't talk about investing. I had no clue! In 2014 my work 403B started to offer target index fund so I had changed from a short term conservative stable fund to Targ...